About Modern Credit
Empowering Zimbabweans Civil Servancts with Convenient Credit Solutions Since 2020
Our Story
Founded in Bulawayo by Zimbabweans who understand the challenges of government salaries, Modern Credit began serving teachers and healthcare workers in Matabeleland. Today, we've grown to help civil servants across all provinces access quality products through straightforward credit plans that respect your budget and dignity.

Our Vision
To be Zimbabwe's most cost-effective, quality-focused, and creative marketing and sales company, offering fully integrated services to all clients


Our Vision
Through personalized communication and marketing, utilizing the latest technology and continuously upgrading our product and service range, we strive to attain maximum exposure for our clients and place them a step ahead of their competitors.
Our Values
When you choose Modern Credit, you're working with a team that believes in:
Excellence
Going the extra mile to ensure your experience is smooth from application to delivery.
Teamwork
Working together with you, your employer, and our suppliers to create solutions that truly work.
Reliability
Being there when we say we will, with the products we promised, at the price we agreed upon.
Integrity
Offering clear terms with no hidden fees or surprises – what you see is exactly what you get.
Our Coverage
From our Bulawayo headquarters, we deliver to civil servants in every corner of Zimbabwe – whether you're teaching in Chipinge, nursing in Kariba, or working in a government office in Harare. Our local representatives understand your area's unique needs.
Matabeleland North
Matabeleland South
Mashonaland Central
Mashonaland East
Harare Province
Masvingo Province
Midlands Province
Bulawayo Province
Manicaland Province
Get What You Need Today—Pay Over Time
Ready to work with a credit provider that understands civil servants? Apply today and experience the Modern Credit difference – where your government job is your greatest asset.