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Pay over 24 months

Now you can get a loan for that upgrade you've always wanted, and pay at your own pace.

How it works

Application

To apply you provide a copy of your ID, proof of residence and a copy of your current pay slip.

Processing

Once you fill in an application form, we ensure you meet the necessary requirements for bank approval.

Collection

As soon as the bank approves your loan, we make arrangements for you to receive your order.
APPLY FOR A LOAN

What our clients say

  • Modern credit service is always on point I have used their services many times and they always deliver as per agreement. What I like most is that I did everything in the comfort of my home. What they advertise online is what they deliver.

    Ameliorate Ncube 

    Teacher, Dinyane Primary School, TSHOLOTSHO
  • I'm so grateful ngeService yenu. I have my very durable gadgets from your company. May God Bless your abundantly!

    Zibusiso Ndlovu

    Nurse, Tshelanyemba Hospital MAPHISA
  • Modern Credit made my life easy l managed to get products that l couldn't afford to buy cash.
    - Products offered are durable and of best quality.
    - Its very fast to get the favourite product you want.
    - Their payment installment plan is affordable.

    Josephine Makoti

    Teacher, Mzilikazi Primary School, BULAWAYO
  • Having known the Modern Credit team I have had an opportunity to acquiring gadgets which have made the work easier. Modern Credit has modernised the way I do my business on a day to day basis.
    Thank you Modern Credit.

    Sikhulile Dube

    Head, Sesemba Primary School, NKAYI
  • Your services to me were very good, I wouldn't wait too long for my orders. Keep up the spirit.

    Sihle Malemane

    Nurse, Maphisa Hospital, MAPHISA
  • Hie, bought my baby laptop from u 3 years back, the service was professional but👌🏾at the same time. Because of ur efficiency l came back late last year n spoilt myself with a tecno pop 2 phone n I'm enjoying myself. No complaints on my part!!

    Loveness Ncube

    Nurse, Homestead Clinic, MAPHISA
  • All these years have been impressed by your services and quality of items you sell. You are very efficient and when someone encounters a problem with your gadget you attend to it there and there. Workers are very friendly when you meet them in the office.
    Balo buntu.
    Keep up the spirit guys.

    Sr. Mabuzi

    Nurse, Solusi Clinic, SOLUSI

We're here to help

If you have any question about how to apply for a loan, or need a specific product from our list. Feel free to get in touch.
CONTACT US

Frequently Asked Questions

Is your company registered?

Yes. We're a properly registered and tax compliant legal entity governed by the laws and regulations of the Republic of Zimbabwe.  

How long does it take to get a loan?

Under normal circumstances it takes us 48 hours to process a loan.

Do you serve civil servants only?

No. We also serve cash clients.

Can I buy a product cash?

Yes. We offer great discount prices for all our cash customers.

To which areas can you deliver your products?

We deliver our products using courier services that can reach some of the most remote parts of Zimbabwe. We have delivered products from Nyamapanda down to Plumtree and many other places in between.

Can I change my installments?

Once the installments start running, the regulations only allow for clearing the outstanding amount at once, but not change the installment amount.

What's the maximum loan amount I can apply for?

The maximum loan amount or product value that can be acquired on credit is $100,000.00.

Do you install the solar products you supply?

We do not do solar installation. However, we can make recommendations of certified technicians that assist our customers.

Do you do background checks on all applicants?

Yes. We do FCB clearance to ensure each one of our clients has not been blacklisted or defaulted payments with other institutions.

What documents do you require for loan application?

For a loan to be approved and processed, we require the following documents from each applicant:
1. Passport sized photos
2. Proof of employment in form of a letter from the employer
3. Completed application form
4. Copy of national I.D.
5. Current payslip
These documents can be sent online, even through Whatsapp.
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